NPS वा UPS कोणती योजना योग्य ? कुठे मिळणार जास्त लाभ

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केंद्राने नॅशनल पेन्शन स्कीमच्या धर्तीवर समांतर UPS नवी योजना सुरु केलीय

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ही योजना खासकरुन सरकारी कर्मचाऱ्यांसाठी असून यात निश्चित रक्कम पेन्शन म्हणून मिळणार

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युनिफाईड पेंशन स्कीम (UPS)नूसार सरकारी कर्मचाऱ्यांच्या योगदानावर पेन्शन मिळणार

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ही पेन्शन 12 महिन्याच्या एव्हरेज बेसिकच्या 50 टक्के असणार आहे, NPS मध्ये निश्चित पेन्शनची तरतूद नाही

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NPS अंतर्गत खरेदी केलेल्या एन्युटीवर पेन्शन दिली जात असते

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कर्मचाऱ्याच्या मृत्यूनंतर एश्योर्ड फॅमिली पेन्शन देखील मिळेल,जी पेन्शनच्या 60 टक्के असेल

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तर NPS पेन्शन योजनेमध्ये सेवेदरम्यान मृत्यू झाल्यास फॅमिली पेन्शनची तरतूद

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UPS एक सुरक्षित पेन्शन योजना आहे. तर NPS च्या गुंतवणूकीवर शेअर बाजाराची रिस्क असते

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NPSमध्ये वेतनाच्या 10 टक्के ( बेसिक + डीए ) कपात होते.तर UPS मध्ये 10 टक्के रक्कम द्यावी लागते

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सरकारतर्फे UPS मध्ये 18.5 टक्के योगदान केले जाते, तसेच 25 वर्षांनंतर फिक्स पेन्शन शिवाय एक ठराविक रक्कम मिळते.

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UPSमध्ये महागाईनुसार ही पेन्शन वाढते. NPS मध्ये अनेक कर्मचाऱ्यांना कमी रक्कम मिळते

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UPSमध्ये 10 वर्षांच्या सेवेनंतरही 10 हजार निश्चित पेन्शन मिळते.NPSमध्ये तरतूद नाही

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UPS एनपीएसच्या तुलनेत चांगली योजना आहे.सोमनाथ कमिटीने म्हटलंय की UPS मध्ये 99टक्के सरकारी कर्मचारी सामील होतील.

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सार्वजनिक गणेशोत्सव समितीचे अध्यक्ष नरेश दहिबावकर यांनी मुख्यमंत्री शिंदे यांची भेट घेतली

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